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Home Equity Loans

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Home Equity Loans

Flexibility is what our Home Equity Line of Credit (HELOC) Loan will give you!  Set up your HELOC to have an open line of credit loan at your fingertips for purposes you decide, when you need it.  Make that home repair, buy a car, take a vacation, or whatever your need is, just draw on your HELOC.

A Gale Credit Union flexible Home Equity Line of Credit has many advantages, including:

  • All loan decisions are made locally by our Loan Officers
  • Payments as low as $100.00 per month or interest due
  • 84 Months up to 180 Months Terms
  • Interest rate tiers that reward you for your credit history
  • Secured by a 1st or 2nd Mortgage (behind our 1st)
  • Access your line of credit with a GCU Debit Card or Checks
  • No Annual Fee or Per Draw Fee
  • No minimum balance or minimum draw requirement
  • No prequalification for draws on the loan
  • Automatic Transfer payments from your Gale Share or Checking Account
  • Refinance your mortgage loan to a Gale Credit Union HELOC
  • Apply today for your Home Equity Line of Credit Mortgage Loan

Home Equity Mortgage Loan Application (Note: Complete each section as it applies below)

  1. Mortgage Loan Application - required for all applicants.
  2. Additional Borrower - required for each additional co-borrower
  3. Unmarried Addendum  -  for two or more borrowers who are unmarried
  4. Continuation Addendum  -  for additional information

Call or visit our Loan Officers today to start enjoying the flexibility of a Gale Credit Union HELOC Loan!